Jeff Approves

We Can Finance Almost Anyone

Do you want a new or used car in Fairborn, OH but you don’t think you can get an auto loan because of poor credit? Jeff Approves will get you the financing you deserve.

Many people believe that because they have bruised or bad credit means that they can’t get approved for the auto loans they need. Poor credit doesn’t have to stop you from the auto loan approval you deserve if you have a team of experts that can help you get the financing you need. Let our team at Jeff Approves help you finally get the vehicle you need in your driveway.

Poor Credit Doesn’t Mean Denial

We know that many people have been through life situations that are beyond their control. Illness, divorce, and death can wreak havoc on your finances and leave you with poor credit due to circumstances beyond your control. This may leave you believing that you can’t qualify for the auto loans you need due to your poor credit situation, but this is not necessarily true. Our team at Jeff Approves works with multiple lenders both locally and nationally to get you the approval you deserve. We work with banks as well as credit unions to get you the best rates around and greater chances of approval. We believe you deserve a second chance and getting approved for financing can be life changing for those with poor credit. You need reliable transportation to get to and from work and we can help. Come by and see us at Jeff Approves today.

We Have A Team Of Experts

The old saying goes, it takes a village and we believe that is true too. That’s why we have a team of finance experts that have the knowledge and expertise you want on your side so you can get the auto loan financing you deserve no matter what your credit situation may be. Good credit, poor credit, bad credit or even no credit, we can handle it all. Our team has seen people from all walks of life and helped them get the auto loans they need, even with poor credit. It can be a difficult place to be when you have poor credit and that is why we have taken the initiative to give you a second chance at a better life with the vehicle you deserve. We welcome you to fill out our online credit application to get pre-approved for financing or talk to one of our finance experts about how we can help you qualify for an auto loan. We look forward to making your dreams come true at Jeff Approves.

We Care About You

At Jeff Approves, we care about our customers and we want to do everything possible to help you get approved for the auto loans you need despite poor credit situations you may be experiencing. Our team will work hard to get you approved so you can drive home in the vehicle of your dreams. Take a look at our selection of new and used vehicles and once you have narrowed down your options, fill out our online credit application to save yourself sometimes if you prefer. We are happy to take you for a test drive to make sure your vehicle is the perfect match before you drive it home. Do you have questions or are you ready to get started? We are available to answer all of your questions by phone, online or in person so let us know how we can help you at Jeff Approves today.

At Jeff Approves, we make it easy to get what YOU want!

The Jeff Schmitt Auto Group Wants To GET YOU APPROVED!

Get approved for the auto loan you need today!

The Jeff Schmitt Advantage

With all the Jeff Schmitt Family has to offer our loyal customers, it's no surprise why they keep coming back for Springfield's best automotive experience.

All Qualifying Vehicles include the Jeff Schmitt Advantage.

  • Complimentary Vehicle Maintenance - Complimentary vehicle maintenance for 1 year which includes 2 free oil changes and 2 free tire rotations.  
  • Complimentary Loaner Vehicle Program - We also provide you with a complimentary loaner vehicle while we work on your vehicle so you don't have to wait.  
  • 72 Hour Exchange Policy - Of equal or greater value. Maximum of 300 miles.  
  • Best Price Guarantee - Find a lower price on the same car within 5 days and we'll refund 100% of the difference.
  • Elite Vehicle Delivery - At the conclusion of your purchase you will receive 2 sets of keys, a full tank of gas, and a vehicle that has been detailed just for you.  
  • Free Carfax - We will provide you with a free Carfax Report on any pre-owned vehicle in our inventory.

At Jeff Approves, we understand that you have needs, and demand first-class services and commitment to each of our customers, like you. We are the area leader in pre-owned vehicle sales and customer service, and look forward to helping you accomplish all of your goals in purchasing your next vehicle. Browse our user-friendly website at your leisure. Check out our expansive selection of new and pre-owned vehicles, as well as incredible financing options and specials. Contact us through our website with the chat or email features, or by phone at (937) 489-4586. We have loyally served the Fairborn community for years with reliable used, certified pre-owned and new vehicle sales and service. We just love seeing our loyal customers come back year after year to experience our superior services. Our staff is friendly, never wasting your valuable time with high-pressure sales tactics. We want you to always feel comfortable when you are at one of our Jeff Schmitt Auto Group dealerships.

Pre-Owned Models

Take a look at our incredible pre-owned selection to find your next car today. With plenty of models in stock, yours is waiting right here.

Pre-Owned Vehicles

Pre-Owned Specials

Owning the right car is an unparalleled experience. Jeff Schmitt always offers incredible specials and savings to make your experience even sweeter.


Read Our Reviews

The most important thing for us is making sure that our customers are completely satisfied with their experience. Read what they're saying about us.


Browse our expansive selection of vehicles online; right here on our user-friendly website to begin shopping for your next car, all within the comfort of your own home. Our expert and dedicated product specialists are available either over the phone at (937) 489-4586, or online via chat and email to answer all your questions. Feel free to drop us a line anytime. Our customer service specialists are always at the ready to exceed your expectations. We can’t wait to offer you first hand experience in all the ways that we can better serve you and yours, so get the Jeff Schmitt Advantage on your side today, and get behind the wheel of your ideal vehicle.

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