Bad Credit Financing Dealerships near Me

Jeff Approves

Bad Credit? No Problem. Jeff Approves!

Having less than perfect credit can be frustrating and challenging because you’re not sure if you’ll be able to buy or lease the car that you or your family needs.

At Jeff Approves, we’re here to tell you that you do not have to let bad credit stop you from owning the car you need. We have a team of finance professionals who are here to make sure your car buying or leasing experience is no different than those with a less complicated credit history. We work with many different lenders who are ready to help you finance the car you need.

Fast Online Approvals

Finance applications can be daunting and sometimes you just want to know if you’ll able to be approved for a loan without jumping through hoops. You’re in luck because Jeff Approves makes it easy and convenient for you to see if you qualify for a loan, today. Check out our loan approval tool right here on our website. You’ll answer a few quick questions and then you’ll be on your way to financing a new or used car before you know it.

Easy Options for You

Whether you need a car for your growing family or are looking to upgrade your current ride, at Jeff Approves, we have a diverse selection of new and used vehicles for you to test drive. We also have a handy trade-in value estimator tool on our site that makes it easy for you to see what you could receive if you’re looking to trade in your current vehicle. You may need an SUV that has enough room for your kids and your dog, we’ve got you, or maybe you need a truck for your new job, we have those too. Whatever your lifestyle calls for, we’re confident we’ll have what you’re looking for.

Get Approved Right Now and Drive Away Today!

Life can be unpredictable and when life deals you a rough hand that affects your credit, we understand that financing a car can feel like an impossible endeavor. At Jeff Approves, we want to see you driving off in a car that you feel confident in, and knowing we were able to help you finance it during a challenging time in your life, gives us the fuel to continuously deliver the best to our customers.

At Jeff Approves, we make it easy to get what YOU want!

The Jeff Schmitt Auto Group Wants To GET YOU APPROVED!

Get approved for the auto loan you need today!

The Jeff Schmitt Advantage

With all the Jeff Schmitt Family has to offer our loyal customers, it's no surprise why they keep coming back for Springfield's best automotive experience.

All Qualifying Vehicles include the Jeff Schmitt Advantage.

  • Complimentary Vehicle Maintenance - Complimentary vehicle maintenance for 1 year which includes 2 free oil changes and 2 free tire rotations.  
  • Complimentary Loaner Vehicle Program - We also provide you with a complimentary loaner vehicle while we work on your vehicle so you don't have to wait.  
  • 72 Hour Exchange Policy - Of equal or greater value. Maximum of 300 miles.  
  • Best Price Guarantee - Find a lower price on the same car within 5 days and we'll refund 100% of the difference.
  • Elite Vehicle Delivery - At the conclusion of your purchase you will receive 2 sets of keys, a full tank of gas, and a vehicle that has been detailed just for you.  
  • Free Carfax - We will provide you with a free Carfax Report on any pre-owned vehicle in our inventory.

At Jeff Approves, we understand that you have needs, and demand first-class services and commitment to each of our customers, like you. We are the area leader in pre-owned vehicle sales and customer service, and look forward to helping you accomplish all of your goals in purchasing your next vehicle. Browse our user-friendly website at your leisure. Check out our expansive selection of new and pre-owned vehicles, as well as incredible financing options and specials. Contact us through our website with the chat or email features, or by phone at (937) 489-4586. We have loyally served the Fairborn community for years with reliable used, certified pre-owned and new vehicle sales and service. We just love seeing our loyal customers come back year after year to experience our superior services. Our staff is friendly, never wasting your valuable time with high-pressure sales tactics. We want you to always feel comfortable when you are at one of our Jeff Schmitt Auto Group dealerships.

Pre-Owned Models

Take a look at our incredible pre-owned selection to find your next car today. With plenty of models in stock, yours is waiting right here.

Pre-Owned Vehicles

Pre-Owned Specials

Owning the right car is an unparalleled experience. Jeff Schmitt always offers incredible specials and savings to make your experience even sweeter.


Read Our Reviews

The most important thing for us is making sure that our customers are completely satisfied with their experience. Read what they're saying about us.


Browse our expansive selection of vehicles online; right here on our user-friendly website to begin shopping for your next car, all within the comfort of your own home. Our expert and dedicated product specialists are available either over the phone at (937) 489-4586, or online via chat and email to answer all your questions. Feel free to drop us a line anytime. Our customer service specialists are always at the ready to exceed your expectations. We can’t wait to offer you first hand experience in all the ways that we can better serve you and yours, so get the Jeff Schmitt Advantage on your side today, and get behind the wheel of your ideal vehicle.

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All tax, title and vehicle registration fees are additional. See dealer for complete details.