Challenged Credit Auto Loans Fairborn OH

Jeff Approves

The Jeff Approves Promise: We Have Your Back

Your familiar and trusted Fairborn, OH auto dealer, Jeff Schmitt is dedicated to providing auto financing for those with challenged credit, bad credit, or no credit.

Poor credit shouldn’t hinder you from qualifying for an auto loan with a reasonable interest rate. At Jeff Schmitt’s Mitsubishi store in Fairborn, OH, our financial professionals will walk you through the process of applying for an auto loan and will be available to answer any questions you may have along the way.

Auto Loans Made Easy

Applying for an auto loan can be stressful enough when you don’t have to worry about your credit. Well, lucky for you, Jeff Approves is your one-stop spot for all things auto financing. You won’t have to feel the weight of your poor credit alone because you’ll have a team of financial professional on your side to guide you through each step.

You can check to see if you qualify for a loan, right online, and you can also check the value of your trade-in if you’re in need of an upgrade. Cars are more than just a mode of transportation; they’re how we go to work, school, so we can live the lives we want to live. Give the site a thorough search and when you’re ready to speak to a financial professional, you can give us a call or text (937) 489-4586) or book an appointment online.

Your Path to Auto Financing Starts Right Here

Jeff Approves is here to take any guesswork out of applying for auto loans during a massive change in your credit that could be caused by a change in your lifestyle or work situation. Our goal and promise to you, our customer is we’ll do our best to work with local and national banks or credit unions, if that’s your preference, to find you the best interest rates around. You won’t have to worry about not having the right car, SUV, van or truck to meet your needs because we’ll help you find the right pre-owned vehicle for you. We’re only a call or text away, so if you have any questions at all, do not hesitate to contact us.

At Jeff Approves, we make it easy to get what YOU want!

The Jeff Schmitt Auto Group Wants To GET YOU APPROVED!

Get approved for the auto loan you need today!

The Jeff Schmitt Advantage

With all the Jeff Schmitt Family has to offer our loyal customers, it's no surprise why they keep coming back for Springfield's best automotive experience.

All Qualifying Vehicles include the Jeff Schmitt Advantage.

  • Complimentary Vehicle Maintenance - Complimentary vehicle maintenance for 1 year which includes 2 free oil changes and 2 free tire rotations.  
  • Complimentary Loaner Vehicle Program - We also provide you with a complimentary loaner vehicle while we work on your vehicle so you don't have to wait.  
  • 72 Hour Exchange Policy - Of equal or greater value. Maximum of 300 miles.  
  • Best Price Guarantee - Find a lower price on the same car within 5 days and we'll refund 100% of the difference.
  • Elite Vehicle Delivery - At the conclusion of your purchase you will receive 2 sets of keys, a full tank of gas, and a vehicle that has been detailed just for you.  
  • Free Carfax - We will provide you with a free Carfax Report on any pre-owned vehicle in our inventory.

At Jeff Approves, we understand that you have needs, and demand first-class services and commitment to each of our customers, like you. We are the area leader in pre-owned vehicle sales and customer service, and look forward to helping you accomplish all of your goals in purchasing your next vehicle. Browse our user-friendly website at your leisure. Check out our expansive selection of new and pre-owned vehicles, as well as incredible financing options and specials. Contact us through our website with the chat or email features, or by phone at (937) 489-4586. We have loyally served the Fairborn community for years with reliable used, certified pre-owned and new vehicle sales and service. We just love seeing our loyal customers come back year after year to experience our superior services. Our staff is friendly, never wasting your valuable time with high-pressure sales tactics. We want you to always feel comfortable when you are at one of our Jeff Schmitt Auto Group dealerships.

Pre-Owned Models

Take a look at our incredible pre-owned selection to find your next car today. With plenty of models in stock, yours is waiting right here.

Pre-Owned Vehicles

Pre-Owned Specials

Owning the right car is an unparalleled experience. Jeff Schmitt always offers incredible specials and savings to make your experience even sweeter.


Read Our Reviews

The most important thing for us is making sure that our customers are completely satisfied with their experience. Read what they're saying about us.


Browse our expansive selection of vehicles online; right here on our user-friendly website to begin shopping for your next car, all within the comfort of your own home. Our expert and dedicated product specialists are available either over the phone at (937) 489-4586, or online via chat and email to answer all your questions. Feel free to drop us a line anytime. Our customer service specialists are always at the ready to exceed your expectations. We can’t wait to offer you first hand experience in all the ways that we can better serve you and yours, so get the Jeff Schmitt Advantage on your side today, and get behind the wheel of your ideal vehicle.

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All tax, title and vehicle registration fees are additional. See dealer for complete details.