Jeff Approves

Build Up Your Credit with Jeff Approves!

Don't fall into the credit trap. Get the financing you need to build your credit at Jeff Approves in Fairborn, OH.

Drivers near Fairborn, OH looking to finance a used car and build your credit score today are in luck! At Jeff Approves we work with qualified buyers whose credit is less than ideal to help them finance the car of their dreams.

There’s no shame in it… in the past, you didn’t keep a close eye on your credit score. As a result, your score suffered and now you have a hard time getting approved for the car and home loans you desire. Don’t fear! It’s not the end of the line. Here at Jeff Approves, we work with drivers whose credit needs help. Our compassionate financial associates can help you navigate the loan process, and making payments on time consistently will help build your credit score for the future too!

How Fair Auto Financing Works

You may have heard and believed the myth that if your credit is poor, you will be stuck paying a higher interest rate until you can improve your credit scores. Don’t let urban legends and myths fool you. Our team here at Jeff Approves will work tirelessly to get you the best loan terms we can and keep you from paying a steep interest rate. Not only that, but we’re also here to help you rebuild your credit score and ensure you avoid astronomical interest rates in the future. We help you save money on your loan in a variety of ways!

Short-Term Loans

Shorter-term loans, say a three-year plan instead of a five-year plan, can help you save money since they tend to carry lower interest rates. Our financial associates are happy to work with you to understand your financial situation and help find the shortest loan term possible while remaining financially realistic. Keeping your interest rate as low as possible is our goal here at Jeff Approves. Paying off a car loan in a short time period can also help grow your credit score quickly. Visit us today or call to get started with one of our knowledgeable staff members.

Offering Loans on Cars of All Ages

While loans for a newer car are often more expensive than older models, here at Jeff Approves we make it our mission to offer our customers in the Fairborn, OH area reasonable financing on cars of all ages. No matter whether you’re looking for a small daily commuter or a family-sized SUV with towing power, our lot is sure to have something that catches your eye. Once you locate the car of your dreams, our associates make the car loan process easy. We can run your credit score and find a financing option for you in no time, and once you’re approved and sign the papers on your new car, your credit will start growing with each payment you make!

Jeff Approves is Your Home For Fair Auto Financing

If you’re ready to get behind the wheel of your next car today, don’t let poor credit hold you back! We’re confident that our team at Jeff Approves can help you find the right vehicle at the right price for you and loaning a used car is one of the best things you can do to begin to rebuild your credit score. Our compassionate and knowledgeable staff is here to help you understand the car loan process and ensure you don’t make any financial commitments you can’t really follow through on. Call us, come on by, or browse our website today to learn more. We can’t wait to meet you!

At Jeff Approves, we make it easy to get what YOU want!

The Jeff Schmitt Auto Group Wants To GET YOU APPROVED!

Get approved for the auto loan you need today!

The Jeff Schmitt Advantage

With all the Jeff Schmitt Family has to offer our loyal customers, it's no surprise why they keep coming back for Springfield's best automotive experience.

All Qualifying Vehicles include the Jeff Schmitt Advantage.

  • Complimentary Vehicle Maintenance - Complimentary vehicle maintenance for 1 year which includes 2 free oil changes and 2 free tire rotations.  
  • Complimentary Loaner Vehicle Program - We also provide you with a complimentary loaner vehicle while we work on your vehicle so you don't have to wait.  
  • 72 Hour Exchange Policy - Of equal or greater value. Maximum of 300 miles.  
  • Best Price Guarantee - Find a lower price on the same car within 5 days and we'll refund 100% of the difference.
  • Elite Vehicle Delivery - At the conclusion of your purchase you will receive 2 sets of keys, a full tank of gas, and a vehicle that has been detailed just for you.  
  • Free Carfax - We will provide you with a free Carfax Report on any pre-owned vehicle in our inventory.

At Jeff Approves, we understand that you have needs, and demand first-class services and commitment to each of our customers, like you. We are the area leader in pre-owned vehicle sales and customer service, and look forward to helping you accomplish all of your goals in purchasing your next vehicle. Browse our user-friendly website at your leisure. Check out our expansive selection of new and pre-owned vehicles, as well as incredible financing options and specials. Contact us through our website with the chat or email features, or by phone at (937) 489-4586. We have loyally served the Fairborn community for years with reliable used, certified pre-owned and new vehicle sales and service. We just love seeing our loyal customers come back year after year to experience our superior services. Our staff is friendly, never wasting your valuable time with high-pressure sales tactics. We want you to always feel comfortable when you are at one of our Jeff Schmitt Auto Group dealerships.

Pre-Owned Models

Take a look at our incredible pre-owned selection to find your next car today. With plenty of models in stock, yours is waiting right here.

Pre-Owned Vehicles

Pre-Owned Specials

Owning the right car is an unparalleled experience. Jeff Schmitt always offers incredible specials and savings to make your experience even sweeter.


Read Our Reviews

The most important thing for us is making sure that our customers are completely satisfied with their experience. Read what they're saying about us.


Browse our expansive selection of vehicles online; right here on our user-friendly website to begin shopping for your next car, all within the comfort of your own home. Our expert and dedicated product specialists are available either over the phone at (937) 489-4586, or online via chat and email to answer all your questions. Feel free to drop us a line anytime. Our customer service specialists are always at the ready to exceed your expectations. We can’t wait to offer you first hand experience in all the ways that we can better serve you and yours, so get the Jeff Schmitt Advantage on your side today, and get behind the wheel of your ideal vehicle.

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All tax, title and vehicle registration fees are additional. See dealer for complete details.